These web pages (hereinafter referred to as the “Website”) are published by Credo Business Consulting LLP (hereinafter referred to as “Credo”).

Information published by Credo on the Website is supplied by Credo and, where indicated, by certain third parties. Credo take every care and precaution to ensure that information published on the Website is accurate when posted and regularly updated, but Credo do not guarantee its accuracy and Credo may change the information at any time without notice.

Credo publishes the website “as is” without any warranty of any kind, express or implied, as to the operation of the website, the accuracy of the information or the products or services referred to on the website (in so far as such warranties may be excluded under any relevant law). Credo (terms that for the purposes of the present paragraph shall be deemed to include also the directors, auditors, executives, employees, agents and consultants of credo) shall not be liable for any and all direct or indirect losses or damage, howsoever caused, that may result from access to, the use of or reliance on the material posted on the website, or as a consequence of any inaccuracies or errors in, or any omissions from, the information posted on the website

Copyright in the pages of the Website is owned by Credo. The contents of the Website ( (including by way of mere example and without limitation, all the data, information, notices, editorial content, pictures, videos, graphics, music, drawings, sounds and in general any and all material and service therein contained, unless otherwise indicated) are owned by Credo that reserves all the rights thereto pertaining, and is protected under copyright and industrial property laws.

Brand names and trade marks are the property of Credo, and are protected under intellectual property laws. It is prohibited to use or reproduce brand names and trade marks without prior written authorisation from the owners of the rights on such trade marks.

Users of the Website are hereby informed that the material contained in the Website may be transferred to the user’s system only for the user’s personal, non-commercial use. Unless specifically prohibited by a notice published on any page of the Website, users may make a print copy of such parts of the Website as they may reasonably require for their own personal use, provided that any copy has attached to it any relevant proprietary notices and/or disclaimers. All other use is prohibited.

Content and information provided by third parties are identified clearly where it appears on the Website. Credo publishes such content as supplied and is not responsible for its accuracy or timeliness. Users must take appropriate steps to verify this information before acting upon it.

Credo are not responsible for the content of any other Website from which a user may have accessed the Website or to which a user may hyperlink from the Website.Credo cannot be held liable for any loss or damage users may incur as a result of their use of any other site to which the Website may be connected by hyperlinks. Users intending to insert a hyperlink from their homepages to the Website must obtain prior authorisation from Credo by applying to the following e-mail address ( Notice is hereby and henceforth given to all users that Credo do not authorise links to the Website using the so-called “framing” technique.

To the extent that any part of these conditions of use is found to be invalid, unlawful or unenforceable by any court of competent jurisdiction, such part shall to that extent be severed from the remaining terms, all of which shall remain in full force and effect as permitted by law.

Credo Business Consulting LLP

Registered address as on Contact page. Registered in England No. OC338214.